Life changes can affect your pension in ways you may not have thought of. Here are some of the most common life changes and the things you need to do when it comes to your pension.
Getting married
If you get married or register a civil partnership, please update your details by logging into the member portal and going to See> Personal Details or tell the Scheme Administrators as soon as possible.
Your partner qualifies for benefits from the Scheme if you die before them (see Benefits payable after your death) so you’ll need to make sure we’ve got their details.
Getting divorced
If you get divorced or dissolve a civil partnership, your pension benefits – and your ex-partner’s benefits – can be taken into account as part of a financial settlement.
Tell the Scheme Administrators as soon as possible if you’re divorcing or dissolving a civil partnership.
You should also check your dependants and beneficiaries in case you want to change them. Log in to the member portal and go to See> Expression of Wish or ask the or ask the Scheme Administrators for an Expression of Wish form. Your new form will replace any forms you’ve previously submitted.
Having or adopting a child
Your children may qualify for benefits from the Scheme if you die before them so it’s important that we have their details.
You can update the details of your dependants in the member portal or by telling the Scheme Administrators.
Moving home
If you move home, please update your address details in the member portal as soon as possible or tell the Scheme Administrators.
Updating your address is even more important if you’re no longer paying into the Scheme, but have benefits to take when you retire. Moving home and forgetting to tell your pension administrator is one of the main ways pensions get ‘lost’ as people lose contact with Schemes and forget they have benefits to claim when they come to retire. Please make sure we’ve always got up-to-date details for you.
Watch a short video on how to update your address on the member portal